Treatment at a Non-Network Hospital: How Reimbursement Works
How to claim health insurance after treatment at a non-network hospital, the Cashless Everywhere option, documents needed and timelines.
Why Was My Cashless Claim Only Partly Approved?
The common reasons a cashless health insurance claim is only partly approved, how to read the settlement letter, and the steps to ask for a review.
How Long Does Cashless Pre-Authorisation Take?
How long insurers have to decide on cashless pre-authorisation and discharge approval under IRDAI rules, what slows it down, and how families can speed it up.
Hospital Charges Health Insurance Usually Won’t Cover
The hospital charges that health insurance often does not pay, why the gap happens, and how families can plan for it before admission.
Can You Use Your Ayushman Card in Another State?
How Ayushman Bharat PM-JAY national portability works, how families can use their Ayushman card for treatment in another state, and what to check before travelling.
Room Rent Capping Explained: How It Cuts Your Claim
What room rent capping and proportionate deduction mean in health insurance, which charges they can and cannot affect under IRDAI norms, and how to avoid a smaller claim.
Can Hospitals Charge More Than MRP for Medicines?
What MRP means for medicines bought in hospitals, whether you must buy from the hospital pharmacy, and how to check medicine charges on your bill.
How to Ask for an Itemised Hospital Bill
Why an itemised hospital bill matters, your right to one under the Charter of Patients’ Rights, what it should show, and how to check it before you pay.
Hospital Consumables Explained: Why They Cost Extra
What hospital consumables are, why they appear as separate items on your bill, why insurance often does not pay for them, and how families can plan for the cost.
Medical Concierge Services in Assam: How We Help Families Plan Treatment, at Home or Away
How medical concierge services work for families in Assam: checking whether treatment can happen at home, planning travel from anywhere in the state, support during treatment and follow-up back in Assam.